Qardus — SME finance eligibility guide
Qardus is a UK Sharia-compliant SME finance platform providing ethical business funding via a panel of investors.
- Official site:
- qardus.com
- FCA reference:
- 910247
- Companies House:
- 12102036
- Trustpilot:
- view
Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.
- Amount range
- £30k–£500k
- Security / PG
- Often marketed without traditional security
- Speed
- Decision 48h; funding after campaign
Data confidence
High confidence. Most of the figures on this page are published directly on the lender's own site. Verify the latest version with the lender before applying.
Summaries are paraphrased from public Qardus pages.
Products Qardus offers
A summary of the Qardus products tracked in the Lendrly database. Criteria can change and published ranges may differ for individual applicants. Always confirm with the lender before applying.
| Product | Category | Amount range | Min trading | Security / PG | Speed | Confidence |
|---|---|---|---|---|---|---|
| Sharia-compliant SME finance | Islamic Business Finance | £30k–£500k | 36 months | Unsecured marketed; no outstanding CCJs — Typically unsecured | Decision 48h; funding after campaign | High |
Eligibility breakdown by product
Each section below paraphrases the published eligibility signals, common blockers, repayment, speed and security posture for one of Qardus's products. This is educational guidance only and is not a quote or guarantee of approval.
Sharia-compliant SME finance
Islamic Business Finance
Source: View Qardus's Sharia-compliant SME finance page on qardus.com ↗— Qardus UK Islamic SME finance page.
Who Qardus's Sharia-compliant SME finance may be suitable for
Qardus's Sharia-compliant SME finance may be a possible fit when UK Ltd/partnership; Sharia sectors only; excludes gambling, pork, alcohol. Typical signals include sharia-compliant finance requested or required; sector screen needed.
Common blockers
- Non-compliant sector/activity
- Conventional interest acceptable and better fit elsewhere
- Property-led only for some providers
Repayment
Qardus structures repayment as: fixed monthly, 6–36 months.
Speed to funding
Qardus indicates speed to funding around: decision 48h; funding after campaign. Actual timelines may vary with documentation and underwriting.
Security and personal guarantee
Security posture: unsecured marketed; no outstanding ccjs. Traditional security is often not required.
Other lenders covering similar product families
Other UK SME lenders in the Lendrly database whose product mix overlaps with Qardus. This is not a ranking and not a recommendation — eligibility, pricing and underwriting can differ substantially between providers. Review each lender individually.
Related guides
Educational explainers that pair well with Qardus's product mix.
Related lender directories
Browse other UK lenders publishing criteria in the same product families as Qardus.
Keep exploring
Move up to broader categories, drill down to a specific sector, or browse related tools at this level.
Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.
Qardus — data sources
Lendrly summarises publicly-available information from the lender pages listed below. Criteria can change without notice — always confirm directly with the lender before applying.
- Qardus — Sharia-compliant SME financeqardus.comQardus UK Islamic SME finance page.
What this page is — and isn't
- Is: a plain-English summary of Qardus's published eligibility signals, security posture, speed and product mix — written for UK SMEs trying to understand their funding options.
- Is not: a quote, a rate offer, an indication of approval, or regulated advice. Lendrly does not submit applications and is not a regulated credit broker.
- Always: confirm criteria, pricing and product availability directly with Qardus on the official Qardus site before applying.
Frequently asked questions about Qardus
- What is the minimum trading history for Qardus?
- Qardus's products in the Lendrly database show a minimum trading history starting from around 36 months for at least one product. Other products may require more.
- Does Qardus require a personal guarantee?
- Qardus does not publicly disclose personal guarantee requirements in a consistent way. PG is common across UK SME finance and may be requested — verify directly with the lender.
- What speed to funding does Qardus publish?
- Published speed indicators for Qardus include: Decision 48h; funding after campaign. Actual time to funds will depend on documents, affordability checks and underwriting.
- What is Qardus's minimum and maximum facility size?
- Across the products Lendrly tracks for Qardus, the published amount range is approximately £30,000 to £500,000. Individual products may sit within narrower bands — see the products table on this page.
- What is Qardus's published position on CCJs and adverse credit?
- Qardus's published criteria mention CCJs or adverse credit as a factor for at least one product. Unsatisfied CCJs are commonly a blocker across UK SME lenders; verify your specific position with the lender.
Check whether Qardus's criteria fit your business
Answer a few questions and see how your business profile stacks up against published lender criteria, including Qardus's. Educational guidance only — Lendrly does not submit applications on your behalf.
Important — educational guidance only
- Not regulated by the FCA and not a credit broker.
- Not financial, legal or tax advice.
- Not a loan offer and not a guarantee of approval.
- Subject to lender underwriting — criteria can change.
Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.