Lender directory
UK Islamic business finance providers
UK providers offering Sharia-compliant business finance through structures such as Murabaha, Ijara and Musharakah. Most commonly used for commercial property, asset purchase and SME working capital. Each detail page summarises the contract structures used, eligibility expectations and the Sharia governance disclosed by the provider.
Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.
UK lenders tracked (5)
Listed A-Z. Not a ranking or recommendation.
- AD
ADIB UK
Islamic Business Finance
ADIB UK is the UK branch of Abu Dhabi Islamic Bank, offering Sharia-compliant commercial real estate and corporate financing for UK businesses and investors.
See lender profile - AR
Al Rayan Bank
Islamic Business Finance
Al Rayan Bank is a UK-regulated Islamic bank providing Sharia-compliant commercial property finance and business savings products.
Amount: £2.5m–£32m
See lender profile - BL
BLME
Islamic Business Finance
BLME (Bank of London and The Middle East) provides Sharia-compliant commercial property and asset finance to UK SMEs and investors.
Amount: £5m–£25m
See lender profile - GA
Gatehouse Bank
Islamic Business Finance
Gatehouse Bank is a UK Sharia-compliant bank providing commercial property finance and home purchase plans.
Amount: Not clearly public; historic up to 70% FTV
See lender profile - QA
Qardus
Islamic Business Finance
Qardus is a UK Sharia-compliant SME finance platform providing ethical business funding via a panel of investors.
Amount: £30k–£500k
See lender profile
Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.
How to use this directory
The directory is built for research, not for ranking lenders against each other. Two lenders covering the same theme can take very different views on trading history, sector risk, security and personal guarantees. Open each lender's profile to read the eligibility breakdown by product, including common blockers, typical repayment structure and speed to funding.
Lendrly does not act as a regulated credit broker. We do not submit applications on your behalf and we do not earn commission per lender click. Provider information is summarised from publicly available material and may not be exhaustive. Where details are not publicly disclosed, the lender's page will say so rather than guess.
Related guides and directories
Frequently asked questions
- Which UK lenders offer Sharia-compliant business finance?
- UK-regulated Sharia-compliant SME finance is provided by a small but growing group including Al Rayan Bank, Gatehouse Bank, BLME, ADIB UK and platforms such as Qardus. Each provider publishes the contract structures it uses (Murabaha, Ijara, Diminishing Musharakah) on its own site.
- Is Islamic business finance more expensive than conventional finance?
- Islamic facilities are priced on a profit-rate basis rather than interest. Headline costs are often broadly comparable to conventional finance, but the structure (and any property fees) can differ. Compare like-for-like total cost across the contract term before deciding.
- How are lenders listed on this page?
- Lenders appear in alphabetical order. This is not a ranking or a recommendation. Every lender is summarised from its publicly published criteria and may have other products outside this page's scope — see each lender's detail page for the full picture.
- Does appearing on this page mean approval is likely?
- No. Final terms, pricing and approval are subject to each lender's underwriting, affordability checks, credit assessment and documentation. Lendrly summarises published eligibility signals only; it cannot predict any individual application outcome.
- Is Lendrly a regulated credit broker?
- No. Lendrly is an independent education-first guide to UK SME finance. We do not submit applications, do not earn commission per lender click, and do not act as a regulated credit broker. Always confirm criteria, pricing and product availability directly with the lender before applying.
See which of these lenders may fit your business
Run the eligibility checker to compare your business profile against published lender criteria. Educational guidance only — not a quote and not a guarantee of approval.
Important — educational guidance only
- Not regulated by the FCA and not a credit broker.
- Not financial, legal or tax advice.
- Not a loan offer and not a guarantee of approval.
- Subject to lender underwriting — criteria can change.
Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.