BLME — SME finance eligibility guide
BLME (Bank of London and The Middle East) provides Sharia-compliant commercial property and asset finance to UK SMEs and investors.
- Official site:
- blme.com
- FCA reference:
- 464292
- Companies House:
- 05897786
Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.
- Amount range
- £5m–£25m
- Security / PG
- Security posture not consistently disclosed
- Speed
- Speed to funding not publicly disclosed
Data confidence
Medium confidence. Some figures on this page are summarised from public sources but not always disclosed in full by the lender. Confirm specifics with the lender before applying.
Some details are not publicly disclosed by BLME — verify directly before applying.
Products BLME offers
A summary of the BLME products tracked in the Lendrly database. Criteria can change and published ranges may differ for individual applicants. Always confirm with the lender before applying.
| Product | Category | Amount range | Min trading | Security / PG | Speed | Confidence |
|---|---|---|---|---|---|---|
| Sharia commercial real estate | Islamic Business Finance | £5m–£25m | Not disclosed | Real-estate-led | Not disclosed | Medium |
Eligibility breakdown by product
Each section below paraphrases the published eligibility signals, common blockers, repayment, speed and security posture for one of BLME's products. This is educational guidance only and is not a quote or guarantee of approval.
Sharia commercial real estate
Islamic Business Finance
Source: View BLME's Sharia commercial real estate page on blme.com ↗— Bank of London and The Middle East commercial finance page.
Who BLME's Sharia commercial real estate may be suitable for
BLME's Sharia commercial real estate may be a possible fit when CRE, BTR, student, office, logistics, hotels, development land. Typical signals include sharia-compliant finance requested or required; sector screen needed.
Common blockers
- Non-compliant sector/activity
- Conventional interest acceptable and better fit elsewhere
- Property-led only for some providers
Repayment
BLME structures repayment as: bespoke.
Speed to funding
BLME does not publicly disclose typical speed to funding for this product.
Security and personal guarantee
Security posture: real-estate-led.
Other lenders covering similar product families
Other UK SME lenders in the Lendrly database whose product mix overlaps with BLME. This is not a ranking and not a recommendation — eligibility, pricing and underwriting can differ substantially between providers. Review each lender individually.
Related guides
Educational explainers that pair well with BLME's product mix.
Related lender directories
Browse other UK lenders publishing criteria in the same product families as BLME.
Keep exploring
Move up to broader categories, drill down to a specific sector, or browse related tools at this level.
Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.
BLME — data sources
Lendrly summarises publicly-available information from the lender pages listed below. Criteria can change without notice — always confirm directly with the lender before applying.
- BLME — Sharia commercial real estateblme.comBank of London and The Middle East commercial finance page.
What this page is — and isn't
- Is: a plain-English summary of BLME's published eligibility signals, security posture, speed and product mix — written for UK SMEs trying to understand their funding options.
- Is not: a quote, a rate offer, an indication of approval, or regulated advice. Lendrly does not submit applications and is not a regulated credit broker.
- Always: confirm criteria, pricing and product availability directly with BLME on the official BLME site before applying.
Frequently asked questions about BLME
- What is the minimum trading history for BLME?
- BLME does not publicly disclose a minimum trading-history requirement. Some products may still favour established businesses — check directly with the lender.
- Does BLME require a personal guarantee?
- BLME does not publicly disclose personal guarantee requirements in a consistent way. PG is common across UK SME finance and may be requested — verify directly with the lender.
- What speed to funding does BLME publish?
- BLME does not publicly disclose typical funding timelines. Time to funds usually depends on documentation quality and underwriting checks.
- What is BLME's minimum and maximum facility size?
- Across the products Lendrly tracks for BLME, the published amount range is approximately £5,000,000 to £25,000,000. Individual products may sit within narrower bands — see the products table on this page.
- What is BLME's published position on CCJs and adverse credit?
- BLME does not publicly state a position on CCJs. UK SME lenders typically assess CCJs case-by-case, and unsatisfied CCJs are commonly a blocker. Check directly with the lender if this applies to you.
Check whether BLME's criteria fit your business
Answer a few questions and see how your business profile stacks up against published lender criteria, including BLME's. Educational guidance only — Lendrly does not submit applications on your behalf.
Important — educational guidance only
- Not regulated by the FCA and not a credit broker.
- Not financial, legal or tax advice.
- Not a loan offer and not a guarantee of approval.
- Subject to lender underwriting — criteria can change.
Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.