Kriya — SME finance eligibility guide
Kriya (formerly MarketFinance) is a UK B2B payments and invoice finance provider serving SMEs and larger trading businesses.
- Official site:
- kriya.co
- FCA reference:
- 720602
- Companies House:
- 07307107
Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.
- Amount range
- Up to 90% invoice advance
- Security / PG
- Typically secured against assets, property or invoices depending on product
- Speed
- Within 24h advertised
Data confidence
Medium confidence. Some figures on this page are summarised from public sources but not always disclosed in full by the lender. Confirm specifics with the lender before applying.
Some details are not publicly disclosed by Kriya — verify directly before applying.
Products Kriya offers
A summary of the Kriya products tracked in the Lendrly database. Criteria can change and published ranges may differ for individual applicants. Always confirm with the lender before applying.
| Product | Category | Amount range | Min trading | Security / PG | Speed | Confidence |
|---|---|---|---|---|---|---|
| Selective invoice finance | Invoice Finance | Up to 90% invoice advance | Not disclosed | Invoice-backed — Security required | Within 24h advertised | Medium |
Eligibility breakdown by product
Each section below paraphrases the published eligibility signals, common blockers, repayment, speed and security posture for one of Kriya's products. This is educational guidance only and is not a quote or guarantee of approval.
Selective invoice finance
Invoice Finance
Source: View Kriya's Selective invoice finance page on kriya.co ↗— Kriya UK invoice and B2B payments pages.
Who Kriya's Selective invoice finance may be suitable for
Kriya's Selective invoice finance may be a possible fit when B2B invoice-led businesses. Typical signals include b2b invoices, debtor book, 30–90 day terms, invoice-led cashflow gap.
Common blockers
- No B2B invoices
- Disputed invoices
- Poor debtor quality
- Insufficient invoice volume
Repayment
Kriya structures repayment as: invoice-linked.
Speed to funding
Kriya indicates speed to funding around: within 24h advertised. Actual timelines may vary with documentation and underwriting.
Security and personal guarantee
Security posture: invoice-backed. Tangible security is typically required.
Other lenders covering similar product families
Other UK SME lenders in the Lendrly database whose product mix overlaps with Kriya. This is not a ranking and not a recommendation — eligibility, pricing and underwriting can differ substantially between providers. Review each lender individually.
Related guides
Educational explainers that pair well with Kriya's product mix.
Related lender directories
Browse other UK lenders publishing criteria in the same product families as Kriya.
Keep exploring
Move up to broader categories, drill down to a specific sector, or browse related tools at this level.
Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.
Kriya — data sources
Lendrly summarises publicly-available information from the lender pages listed below. Criteria can change without notice — always confirm directly with the lender before applying.
- Kriya — Selective invoice financekriya.coKriya UK invoice and B2B payments pages.
What this page is — and isn't
- Is: a plain-English summary of Kriya's published eligibility signals, security posture, speed and product mix — written for UK SMEs trying to understand their funding options.
- Is not: a quote, a rate offer, an indication of approval, or regulated advice. Lendrly does not submit applications and is not a regulated credit broker.
- Always: confirm criteria, pricing and product availability directly with Kriya on the official Kriya site before applying.
Frequently asked questions about Kriya
- What is the minimum trading history for Kriya?
- Kriya does not publicly disclose a minimum trading-history requirement. Some products may still favour established businesses — check directly with the lender.
- Does Kriya require a personal guarantee?
- Kriya does not publicly disclose personal guarantee requirements in a consistent way. PG is common across UK SME finance and may be requested — verify directly with the lender.
- What speed to funding does Kriya publish?
- Published speed indicators for Kriya include: Within 24h advertised. Actual time to funds will depend on documents, affordability checks and underwriting.
- What is Kriya's minimum and maximum facility size?
- Kriya's published amount ranges are limited or not publicly disclosed. Some facilities may scale with revenue, asset value or property security — check the product table above.
- What is Kriya's published position on CCJs and adverse credit?
- Kriya does not publicly state a position on CCJs. UK SME lenders typically assess CCJs case-by-case, and unsatisfied CCJs are commonly a blocker. Check directly with the lender if this applies to you.
Check whether Kriya's criteria fit your business
Answer a few questions and see how your business profile stacks up against published lender criteria, including Kriya's. Educational guidance only — Lendrly does not submit applications on your behalf.
Important — educational guidance only
- Not regulated by the FCA and not a credit broker.
- Not financial, legal or tax advice.
- Not a loan offer and not a guarantee of approval.
- Subject to lender underwriting — criteria can change.
Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.