Lender directory
Compare UK invoice finance lenders
A side-by-side view of UK lenders publishing criteria for invoice finance, factoring and selective invoice discounting. Use the table to scan minimum trading history, sector appetite and security posture, then open each lender's profile for the full breakdown.
Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.
UK lenders tracked (6)
Listed A-Z. Not a ranking or recommendation.
- BI
Bibby
Invoice Finance
Bibby Financial Services is a long-established UK invoice and trade finance provider serving SMEs across multiple sectors.
See lender profile - KR
Kriya
Invoice Finance
Kriya (formerly MarketFinance) is a UK B2B payments and invoice finance provider serving SMEs and larger trading businesses.
Amount: Up to 90% invoice advance
See lender profile - NA
NatWest
Invoice Finance · Commercial Mortgage · Business Credit Card
NatWest is a UK high-street bank offering SME term loans, overdrafts, commercial mortgages and asset finance (via Lombard).
Amount: Standard card: turnover up to £2m; OneCard £2m+
See lender profile - NF
Novuna Business Cash Flow
Invoice Finance
Novuna Business Cash Flow is the invoice finance arm of Novuna (formerly Hitachi Capital UK), serving UK SMEs with factoring and discounting.
Amount: Up to 90% invoice value
See lender profile - SB
Skipton Business Finance
Invoice Finance
Skipton Business Finance is a UK invoice finance specialist offering factoring and invoice discounting to SMEs.
Amount: Up to 90% invoice advance
See lender profile - TI
Time Finance
Invoice Finance
Time Finance is a UK alternative lender providing asset finance, invoice finance and unsecured loans to SMEs.
Amount: Up to 90% invoice advance
See lender profile
Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.
How to use this directory
The directory is built for research, not for ranking lenders against each other. Two lenders covering the same theme can take very different views on trading history, sector risk, security and personal guarantees. Open each lender's profile to read the eligibility breakdown by product, including common blockers, typical repayment structure and speed to funding.
Lendrly does not act as a regulated credit broker. We do not submit applications on your behalf and we do not earn commission per lender click. Provider information is summarised from publicly available material and may not be exhaustive. Where details are not publicly disclosed, the lender's page will say so rather than guess.
Related guides and directories
Frequently asked questions
- What's the difference between factoring and invoice discounting?
- Factoring is disclosed: the lender manages collections directly with the debtor. Invoice discounting is confidential: the borrower continues to collect, and the lender funds against the ledger in the background. Most UK lenders publish both options with different criteria.
- How are lenders listed on this page?
- Lenders appear in alphabetical order. This is not a ranking or a recommendation. Every lender is summarised from its publicly published criteria and may have other products outside this page's scope — see each lender's detail page for the full picture.
- Does appearing on this page mean approval is likely?
- No. Final terms, pricing and approval are subject to each lender's underwriting, affordability checks, credit assessment and documentation. Lendrly summarises published eligibility signals only; it cannot predict any individual application outcome.
- Is Lendrly a regulated credit broker?
- No. Lendrly is an independent education-first guide to UK SME finance. We do not submit applications, do not earn commission per lender click, and do not act as a regulated credit broker. Always confirm criteria, pricing and product availability directly with the lender before applying.
See which of these lenders may fit your business
Run the eligibility checker to compare your business profile against published lender criteria. Educational guidance only — not a quote and not a guarantee of approval.
Important — educational guidance only
- Not regulated by the FCA and not a credit broker.
- Not financial, legal or tax advice.
- Not a loan offer and not a guarantee of approval.
- Subject to lender underwriting — criteria can change.
Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.