Shawbrook — SME finance eligibility guide
Shawbrook Bank is a UK specialist SME bank offering asset finance, structured finance, property and bridging loans.
- Official site:
- shawbrook.co.uk
- FCA reference:
- 204574
- Companies House:
- 06093885
- Trustpilot:
- view
Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.
- Amount range
- £150k–£35m; trading range £150k–£1.25m
- Security / PG
- Typically secured against assets, property or invoices depending on product
- Speed
- Speed to funding not publicly disclosed
Data confidence
Medium confidence. Some figures on this page are summarised from public sources but not always disclosed in full by the lender. Confirm specifics with the lender before applying.
Some details are not publicly disclosed by Shawbrook — verify directly before applying.
Products Shawbrook offers
A summary of the Shawbrook products tracked in the Lendrly database. Criteria can change and published ranges may differ for individual applicants. Always confirm with the lender before applying.
| Product | Category | Amount range | Min trading | Security / PG | Speed | Confidence |
|---|---|---|---|---|---|---|
| Commercial mortgage | Commercial Mortgage | £150k–£35m; trading range £150k–£1.25m | Not disclosed | Up to 75% LTV — Security required | Not disclosed | Medium |
Eligibility breakdown by product
Each section below paraphrases the published eligibility signals, common blockers, repayment, speed and security posture for one of Shawbrook's products. This is educational guidance only and is not a quote or guarantee of approval.
Commercial mortgage
Commercial Mortgage
Source: View Shawbrook's Commercial mortgage page on shawbrook.co.uk ↗— Shawbrook Bank UK SME lending pages (asset, term, property).
Who Shawbrook's Commercial mortgage may be suitable for
Shawbrook's Commercial mortgage may be a possible fit when Retail, office, industrial, semi-commercial, mixed-use. Typical signals include commercial property purchase/refinance; deposit/security and affordability.
Common blockers
- No commercial property
- Insufficient deposit/security
- Weak rental/affordability cover
Repayment
Shawbrook structures repayment as: interest-only / fixed / variable.
Speed to funding
Shawbrook does not publicly disclose typical speed to funding for this product.
Security and personal guarantee
Security posture: up to 75% ltv. Tangible security is typically required.
Other lenders covering similar product families
Other UK SME lenders in the Lendrly database whose product mix overlaps with Shawbrook. This is not a ranking and not a recommendation — eligibility, pricing and underwriting can differ substantially between providers. Review each lender individually.
Related guides
Educational explainers that pair well with Shawbrook's product mix.
Related lender directories
Browse other UK lenders publishing criteria in the same product families as Shawbrook.
Keep exploring
Move up to broader categories, drill down to a specific sector, or browse related tools at this level.
Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.
Shawbrook — data sources
Lendrly summarises publicly-available information from the lender pages listed below. Criteria can change without notice — always confirm directly with the lender before applying.
- Shawbrook — Commercial mortgageshawbrook.co.ukShawbrook Bank UK SME lending pages (asset, term, property).
What this page is — and isn't
- Is: a plain-English summary of Shawbrook's published eligibility signals, security posture, speed and product mix — written for UK SMEs trying to understand their funding options.
- Is not: a quote, a rate offer, an indication of approval, or regulated advice. Lendrly does not submit applications and is not a regulated credit broker.
- Always: confirm criteria, pricing and product availability directly with Shawbrook on the official Shawbrook site before applying.
Frequently asked questions about Shawbrook
- What is the minimum trading history for Shawbrook?
- Shawbrook does not publicly disclose a minimum trading-history requirement. Some products may still favour established businesses — check directly with the lender.
- Does Shawbrook require a personal guarantee?
- Shawbrook does not publicly disclose personal guarantee requirements in a consistent way. PG is common across UK SME finance and may be requested — verify directly with the lender.
- What speed to funding does Shawbrook publish?
- Shawbrook does not publicly disclose typical funding timelines. Time to funds usually depends on documentation quality and underwriting checks.
- What is Shawbrook's minimum and maximum facility size?
- Across the products Lendrly tracks for Shawbrook, the published amount range is approximately £150,000 to £35,000,000. Individual products may sit within narrower bands — see the products table on this page.
- What is Shawbrook's published position on CCJs and adverse credit?
- Shawbrook does not publicly state a position on CCJs. UK SME lenders typically assess CCJs case-by-case, and unsatisfied CCJs are commonly a blocker. Check directly with the lender if this applies to you.
Check whether Shawbrook's criteria fit your business
Answer a few questions and see how your business profile stacks up against published lender criteria, including Shawbrook's. Educational guidance only — Lendrly does not submit applications on your behalf.
Important — educational guidance only
- Not regulated by the FCA and not a credit broker.
- Not financial, legal or tax advice.
- Not a loan offer and not a guarantee of approval.
- Subject to lender underwriting — criteria can change.
Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.