Hampshire Trust Bank — SME finance eligibility guide
Hampshire Trust Bank is a UK specialist lender providing asset, development and specialist mortgage finance to SMEs.
- Official site:
- htb.co.uk
- FCA reference:
- 204601
- Companies House:
- 01311315
Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.
- Amount range
- £100k–£10m; developer exit up to £25m
- Security / PG
- Typically secured against assets, property or invoices depending on product
- Speed
- Speed to funding not publicly disclosed
Data confidence
High confidence. Most of the figures on this page are published directly on the lender's own site. Verify the latest version with the lender before applying.
Summaries are paraphrased from public Hampshire Trust Bank pages.
Products Hampshire Trust Bank offers
A summary of the Hampshire Trust Bank products tracked in the Lendrly database. Criteria can change and published ranges may differ for individual applicants. Always confirm with the lender before applying.
| Product | Category | Amount range | Min trading | Security / PG | Speed | Confidence |
|---|---|---|---|---|---|---|
| Bridging | Bridging Finance | £100k–£10m; developer exit up to £25m | No minimum stated | Up to 75% LTV — Security required | Not disclosed | High |
Eligibility breakdown by product
Each section below paraphrases the published eligibility signals, common blockers, repayment, speed and security posture for one of Hampshire Trust Bank's products. This is educational guidance only and is not a quote or guarantee of approval.
Bridging
Bridging Finance
Source: View Hampshire Trust Bank's Bridging page on htb.co.uk ↗— Hampshire Trust Bank UK specialist business finance.
Who Hampshire Trust Bank's Bridging may be suitable for
Hampshire Trust Bank's Bridging may be a possible fit when Residential and commercial property. Typical signals include short-term property need, auction/refurb/refinance, clear exit route.
Common blockers
- No property security
- No clear exit strategy
- LTV too high
Repayment
Hampshire Trust Bank structures repayment as: rolled or serviced interest.
Speed to funding
Hampshire Trust Bank does not publicly disclose typical speed to funding for this product.
Security and personal guarantee
Security posture: up to 75% ltv. Tangible security is typically required.
Other lenders covering similar product families
Other UK SME lenders in the Lendrly database whose product mix overlaps with Hampshire Trust Bank. This is not a ranking and not a recommendation — eligibility, pricing and underwriting can differ substantially between providers. Review each lender individually.
Related guides
Educational explainers that pair well with Hampshire Trust Bank's product mix.
Related lender directories
Browse other UK lenders publishing criteria in the same product families as Hampshire Trust Bank.
Keep exploring
Move up to broader categories, drill down to a specific sector, or browse related tools at this level.
Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.
Hampshire Trust Bank — data sources
Lendrly summarises publicly-available information from the lender pages listed below. Criteria can change without notice — always confirm directly with the lender before applying.
- Hampshire Trust Bank — Bridginghtb.co.ukHampshire Trust Bank UK specialist business finance.
What this page is — and isn't
- Is: a plain-English summary of Hampshire Trust Bank's published eligibility signals, security posture, speed and product mix — written for UK SMEs trying to understand their funding options.
- Is not: a quote, a rate offer, an indication of approval, or regulated advice. Lendrly does not submit applications and is not a regulated credit broker.
- Always: confirm criteria, pricing and product availability directly with Hampshire Trust Bank on the official Hampshire Trust Bank site before applying.
Frequently asked questions about Hampshire Trust Bank
- What is the minimum trading history for Hampshire Trust Bank?
- Hampshire Trust Bank does not stipulate a minimum trading-history figure for at least one of its products. Underwriting may still favour businesses with established trading history.
- Does Hampshire Trust Bank require a personal guarantee?
- Hampshire Trust Bank does not publicly disclose personal guarantee requirements in a consistent way. PG is common across UK SME finance and may be requested — verify directly with the lender.
- What speed to funding does Hampshire Trust Bank publish?
- Hampshire Trust Bank does not publicly disclose typical funding timelines. Time to funds usually depends on documentation quality and underwriting checks.
- What is Hampshire Trust Bank's minimum and maximum facility size?
- Across the products Lendrly tracks for Hampshire Trust Bank, the published amount range is approximately £100,000 to £25,000,000. Individual products may sit within narrower bands — see the products table on this page.
- What is Hampshire Trust Bank's published position on CCJs and adverse credit?
- Hampshire Trust Bank does not publicly state a position on CCJs. UK SME lenders typically assess CCJs case-by-case, and unsatisfied CCJs are commonly a blocker. Check directly with the lender if this applies to you.
Check whether Hampshire Trust Bank's criteria fit your business
Answer a few questions and see how your business profile stacks up against published lender criteria, including Hampshire Trust Bank's. Educational guidance only — Lendrly does not submit applications on your behalf.
Important — educational guidance only
- Not regulated by the FCA and not a credit broker.
- Not financial, legal or tax advice.
- Not a loan offer and not a guarantee of approval.
- Subject to lender underwriting — criteria can change.
Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.