What is the minimum trading history for Funding Options by Tide?

Funding Options by Tide does not publicly disclose a minimum trading-history requirement. Some products may still favour established businesses — check directly with the lender.

Does Funding Options by Tide require a personal guarantee?

Funding Options by Tide does not publicly disclose personal guarantee requirements in a consistent way. PG is common across UK SME finance and may be requested — verify directly with the lender.

What speed to funding does Funding Options by Tide publish?

Published speed indicators for Funding Options by Tide include: 24–48h common. Actual time to funds will depend on documents, affordability checks and underwriting.

What is Funding Options by Tide's minimum and maximum facility size?

Across the products Lendrly tracks for Funding Options by Tide, the published amount range is approximately £1,000 to £20,000,000. Individual products may sit within narrower bands — see the products table on this page.

What is Funding Options by Tide's published position on CCJs and adverse credit?

Funding Options by Tide does not publicly state a position on CCJs. UK SME lenders typically assess CCJs case-by-case, and unsatisfied CCJs are commonly a blocker. Check directly with the lender if this applies to you.

UK SME lender profile

Funding Options by Tide — SME finance eligibility guide

Funding Options, now part of Tide, is a UK business finance marketplace matching SMEs with lenders across multiple finance types.

Official site:: fundingoptions.com
FCA reference:: 727867
Companies House:: 07739337
Trustpilot:: view

Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.

Amount range: £1k–£20m
Security / PG: Security posture not consistently disclosed
Speed: 24–48h common

Data confidence

High confidence. Most of the figures on this page are published directly on the lender's own site. Verify the latest version with the lender before applying.

Summaries are paraphrased from public Funding Options by Tide pages.

Products Funding Options by Tide offers

A summary of the Funding Options by Tide products tracked in the Lendrly database. Criteria can change and published ranges may differ for individual applicants. Always confirm with the lender before applying.

Product	Category	Amount range	Min trading	Security / PG	Speed	Confidence
Marketplace / credit broker	Finance Marketplace	£1k–£20m	Not disclosed	Depends on lender	24–48h common	High

Eligibility breakdown by product

Each section below paraphrases the published eligibility signals, common blockers, repayment, speed and security posture for one of Funding Options by Tide's products. This is educational guidance only and is not a quote or guarantee of approval.

Marketplace / credit broker

Finance Marketplace

High

Source: View Funding Options by Tide's Marketplace / credit broker page on fundingoptions.com ↗— Funding Options (by Tide) UK SME lender marketplace.

Who Funding Options by Tide's Marketplace / credit broker may be suitable for

Funding Options by Tide's Marketplace / credit broker may be a possible fit when UK resident, UK business, UK bank account; lender-specific thereafter. Typical signals include fallback route where product/provider fit is unclear or multi-lender comparison is useful.

Common blockers

None at category level
Downstream lender criteria apply

Repayment

Funding Options by Tide does not publicly disclose the repayment structure for this product. Check directly with the lender.

Speed to funding

Funding Options by Tide indicates speed to funding around: 24–48h common. Actual timelines may vary with documentation and underwriting.

Security and personal guarantee

Security posture: depends on lender.

Other lenders covering similar product families

Other UK SME lenders in the Lendrly database whose product mix overlaps with Funding Options by Tide. This is not a ranking and not a recommendation — eligibility, pricing and underwriting can differ substantially between providers. Review each lender individually.

Capitalise

Covers Finance Marketplace.

See Capitalise's lender profile

Swoop

Covers Finance Marketplace.

See Swoop's lender profile

Related guides

Educational explainers that pair well with Funding Options by Tide's product mix.

Keep exploring

Move up to broader categories, drill down to a specific sector, or browse related tools at this level.

Up a level

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Related at this level

Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.

Funding Options by Tide — data sources

Lendrly summarises publicly-available information from the lender pages listed below. Criteria can change without notice — always confirm directly with the lender before applying.

Funding Options by Tide — Marketplace / credit brokerfundingoptions.comFunding Options (by Tide) UK SME lender marketplace.

What this page is — and isn't

Is: a plain-English summary of Funding Options by Tide's published eligibility signals, security posture, speed and product mix — written for UK SMEs trying to understand their funding options.
Is not: a quote, a rate offer, an indication of approval, or regulated advice. Lendrly does not submit applications and is not a regulated credit broker.
Always: confirm criteria, pricing and product availability directly with Funding Options by Tide on the official Funding Options by Tide site before applying.

Frequently asked questions about Funding Options by Tide

What is the minimum trading history for Funding Options by Tide?: Funding Options by Tide does not publicly disclose a minimum trading-history requirement. Some products may still favour established businesses — check directly with the lender.
Does Funding Options by Tide require a personal guarantee?: Funding Options by Tide does not publicly disclose personal guarantee requirements in a consistent way. PG is common across UK SME finance and may be requested — verify directly with the lender.
What speed to funding does Funding Options by Tide publish?: Published speed indicators for Funding Options by Tide include: 24–48h common. Actual time to funds will depend on documents, affordability checks and underwriting.
What is Funding Options by Tide's minimum and maximum facility size?: Across the products Lendrly tracks for Funding Options by Tide, the published amount range is approximately £1,000 to £20,000,000. Individual products may sit within narrower bands — see the products table on this page.
What is Funding Options by Tide's published position on CCJs and adverse credit?: Funding Options by Tide does not publicly state a position on CCJs. UK SME lenders typically assess CCJs case-by-case, and unsatisfied CCJs are commonly a blocker. Check directly with the lender if this applies to you.

Check whether Funding Options by Tide's criteria fit your business

Answer a few questions and see how your business profile stacks up against published lender criteria, including Funding Options by Tide's. Educational guidance only — Lendrly does not submit applications on your behalf.

Start the eligibility check Read eligibility guides Back to lender library

Important — educational guidance only

Not regulated by the FCA and not a credit broker.
Not financial, legal or tax advice.
Not a loan offer and not a guarantee of approval.
Subject to lender underwriting — criteria can change.

Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.