Lender directory
Compare UK business loan lenders
Side-by-side view of UK lenders publishing criteria for secured or unsecured business loans. The table summarises trading-history minimums, revenue thresholds, security posture and speed for each lender. Open each lender's profile for the full eligibility breakdown.
Eligibility guidance only - not financial advice, not a loan offer, not a guarantee of approval. Lendrly is not FCA-authorised and is not a credit broker.
UK lenders tracked (6)
Listed A-Z. Not a ranking or recommendation.
- CA
Capify
Unsecured Business Loan
Capify is a UK alternative finance provider focused on merchant cash advances and small business loans for retail and hospitality SMEs.
Amount: £5k–£1m
See lender profile - FL
Fleximize
Unsecured Business Loan
Fleximize is a UK alternative SME lender offering flexible secured and unsecured term loans with revenue-linked features.
Amount: £10k–£1m
See lender profile - FC
Funding Circle
Unsecured Business Loan
Funding Circle is a UK-listed direct lender offering unsecured term loans, FlexiPay and a credit card to established UK SMEs.
Amount: £10k–£750k
See lender profile - IW
iwoca
Unsecured Business Loan
iwoca is a UK alternative SME lender providing flexible short-term loans and credit lines, often used for working capital and stock.
Amount: £1k–£1m
See lender profile - NU
Nucleus
Revenue-Based Finance · Unsecured Business Loan
Nucleus Commercial Finance is a UK alternative lender providing cashflow loans, asset and invoice finance and property-backed term loans.
Amount: Up to £300k; up to 200% monthly revenue
See lender profile - TH
ThinCats
Secured Business Loan
ThinCats is a UK specialist business lender providing mid-market cashflow loans, often through advisers, to established UK SMEs.
Amount: £1m–£30m
See lender profile
Logos, trademarks and brand names belong to their respective owners. Lendrly is not affiliated with, endorsed by, or sponsored by these lenders unless clearly stated. Information is paraphrased from public lender pages and may not be exhaustive — always verify directly with the lender before applying.
How to use this directory
The directory is built for research, not for ranking lenders against each other. Two lenders covering the same theme can take very different views on trading history, sector risk, security and personal guarantees. Open each lender's profile to read the eligibility breakdown by product, including common blockers, typical repayment structure and speed to funding.
Lendrly does not act as a regulated credit broker. We do not submit applications on your behalf and we do not earn commission per lender click. Provider information is summarised from publicly available material and may not be exhaustive. Where details are not publicly disclosed, the lender's page will say so rather than guess.
Related guides and directories
Frequently asked questions
- What's the difference between secured and unsecured business loans?
- Secured loans are backed by property, a debenture or other security and typically allow larger tickets and longer terms. Unsecured loans rely on cashflow, profitability and usually a director's personal guarantee. See Lendrly's secured vs unsecured comparison for the trade-offs.
- How are lenders listed on this page?
- Lenders appear in alphabetical order. This is not a ranking or a recommendation. Every lender is summarised from its publicly published criteria and may have other products outside this page's scope — see each lender's detail page for the full picture.
- Does appearing on this page mean approval is likely?
- No. Final terms, pricing and approval are subject to each lender's underwriting, affordability checks, credit assessment and documentation. Lendrly summarises published eligibility signals only; it cannot predict any individual application outcome.
- Is Lendrly a regulated credit broker?
- No. Lendrly is an independent education-first guide to UK SME finance. We do not submit applications, do not earn commission per lender click, and do not act as a regulated credit broker. Always confirm criteria, pricing and product availability directly with the lender before applying.
See which of these lenders may fit your business
Run the eligibility checker to compare your business profile against published lender criteria. Educational guidance only — not a quote and not a guarantee of approval.
Important — educational guidance only
- Not regulated by the FCA and not a credit broker.
- Not financial, legal or tax advice.
- Not a loan offer and not a guarantee of approval.
- Subject to lender underwriting — criteria can change.
Lendrly provides general eligibility guidance only. It is not financial advice, a loan offer, or a guarantee of approval. Provider criteria can change and final approval is subject to lender underwriting, affordability checks, credit assessment, and documentation. Lendrly is not a regulated credit broker; we do not submit applications on your behalf.