David McLeod

David leads research on the Lendrly desk and researches lender criteria across the UK SME market. He spent over a decade as a credit analyst at two UK banks, sizing facilities for small and mid-sized businesses and reviewing the published policies that sit behind those decisions. He joined the editorial team in 2024 to translate that experience into reader-facing content — not as a regulated adviser, but as an editorial contributor mapping how UK lenders describe their own appetite. On Lendrly he covers SME finance topics including asset finance, secured business loans and the credit-assessment signals owners can expect to be asked about. David's role is research and editorial only; nothing he writes is regulated financial advice.